Trump Administration Reverses Decades-Old Policy on Guidance Documents

The Trump administration recently restricted the way federal agencies use guidance documents, an action which could prevent the government from launching litigation against companies accused of violations. Guidance documents, writes The New York Times, create a standard interpretation of various laws for government officials. When companies find themselves hounded for running afoul of the legal



CFPB Drops Lawsuit Against Golden Valley Lending

A lawsuit against Golden Valley Lending was just dropped by the Consumer Financial Protection Bureau, despite allegations that the lender “allegedly charged people up to 950 percent interest rates.” To many, the watchdog group’s latest move is yet another example of how it’s moving “away from aggressive enforcement under interim director Mick Mulvaney,” and many career staff members are none too pleased about that.




Michigan Lawmakers Prepare Another Dead-End Challenge to Sky-High Auto Insurance Rates

Brace yourselves: Michigan lawmakers are preparing another lost-cause bill to reform the state’s sky-high auto insurance rates. Crain’s Detroit Business reports on the latest attempt, noting that Michigan’s 45-year old insurance mandate has mixed reviews. While decidedly costly, an uncapped no-fault law ensures Mitten motorists are covered for whatever medical expenses come crawling out of




FDA Says Cell Phone Use Poses Little Risk for Cancer

Government researchers recently concluded that radiation from cell phone use poses little, if any, risk of cancer in humans.  This is despite lab reports that showed male rats had a higher rate of malignant schwannomas when exposed to a high-level cell phone radiation when compared with those not exposed to radiofrequency radiation.  Female rats did