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How a Motorcycle Accident Lawyer Negotiates with an Insurance Company


— September 6, 2024

Unlike others, an attorney is familiar with insurance firms’ methods, doesn’t feel intimidated, and supports their client’s claim.


No one wishes to be involved in a crash but it can happen anytime. The higher number of motorcycles and vehicles on roads increases the chances of people getting harmed.

Even a minor collision leave may result in serious injuries and leave the accident survivor seeking compensation. Obtaining compensation after a motorcycle accident means hiring a motorcycle accident lawyer.

Being injured means medical expenses, and on top of that, you might need to borrow money from friends and family to pay off your bills, leading to unwanted debts.

If you have survived a motorcycle accident, find a seasoned motorcycle attorney to handle all the complications. When you have an attorney backing your claim, no insurance company can force you to accept less compensation than the injuries may indicate.

The following article provides relevant information on why a lawyer is a must for your motorcycle accident case, especially when insurance companies are involved in the matter.

Understanding Insurance Companies in Light of a Crash

An accident can leave you with broken bones, cuts, and serious bruises everywhere but that isn’t all. There is also mental trauma that is difficult to deal with.

The images from the crash and the horrible sounds haunt you every waking moment and are present in your dreams. You are going to need medical attention and emotional support, but that doesn’t come free.

Luckily, you don’t have to pay all your medical bills yourself. The individual responsible, or liable for the crash and their insurance firm are responsible for paying the hospital bills. You are a victim of someone’s negligence and deserve compensation.  

Common Methods Insurance Firms Use To Pressurize Victims 

Insurance companies should fully compensate for the victim’s losses, but they use various methods to avoid paying for most things. Insurance agencies try very hard to save their money on personal injury claims.   

A common trick used by most insurance companies is to place the blame on victims. Most companies hold victims partially responsible for a collision to prevent paying higher compensation.

Another frequent tactic is offering a settlement amount far lower than what the victim truly deserves. Insurance firms have teams of lawyers who pressure victims into accepting these lower offers by making them believe that they can’t secure a better deal.

Often, insurance firms also go to extreme lengths by privately contacting people and threatening them or claiming in courts that the plaintiff’s injuries are not as serious as stated.

Destroyed motorcycle; image by fsHH, via Pixabay.com.
Destroyed motorcycle; image by fsHH, via Pixabay.com.

Since accident victims are already in a lot of pain and need to pay their medical bills, they settle for smaller amounts. However, one shouldn’t fall  victim to these tactics and instead fight for what they deserve.

The Unfair Biases Against Motorcyclists

 One should also remember that there is a certain amount of unfair bias against motorcycle riders. Several people believe motorcyclists to be reckless and careless, which might negatively influence your case. You may be held at fault just for riding your bike.

The worst part is that insurance firms use these biases to turn the case in their favor, and the only way to overcome the problem is by using the assistance of a motorcycle accident attorney. Lawyers ensure that no biases or prejudices affect your case. 

What Methods Seasoned Attorneys Use with Insurance Firms

Now that you’re aware of the methods used by insurance firms, it’s time to shed light on how attorneys make your claim stronger. The crash might have left you hurt and broken in many ways, and that gives you every right to pursue your perpetrator.

 Thus, the instant you regain your strength, find an attorney to file a claim. Some individuals make the mistake of taking on matters themselves, but that is not wise. Motorcycle accidents are not ordinary cases and require expert lawyers. You might not be able to stand against insurance firms without a reputable attorney.

 Accident lawyers are the best choice when dealing with an insurance company’s legal team. The survivor might not understand an insurance company’s ulterior motives but an attorney won’t be fooled.

Attorneys are well aware of insurance firms’ goal of saving maximum money, so they take the right steps to secure their victims’ win.

They usually start by:

  •  Building a Strong Case

The first step in any legal battle is finding the right kind of evidence to strengthen your claim. Motorcycle accident attorneys know this and always start by gathering maximum proof to support their victims. This includes collecting photographic evidence, videos, and statements from eyewitnesses. With solid supporting evidence, an individual’s case is stronger.

  • Handling all the Paper Work

One thing that can be painful for anyone is the lengthy paperwork attached to the lawsuit. From filing complaints to handling documentation, lawyers do it all. If you don’t understand the terms and clauses in any document, your attorney can easily help you. Thus, it wouldn’t be incorrect to say that a lawyer handles the frustrating paperwork while you focus on your recovery. This makes the post-accident legal proceedings less troublesome.

  • Protecting your rights

Your lawyer always protects your rights and guides you about the best steps to take right after the crash. A victim might unknowingly say or do something that the insurance firm could use against them. That is why having a lawyer is a necessity. They prevent you from doing anything that could weaken your stance and don’t let you sign any document without thoroughly checking it.

  • Negotiating the Right Settlement Amount

Amongst all the reasons why an attorney is crucial for your case, the biggest and most important one is to get a higher settlement amount.

An insurance firm won’t try to take advantage of the situation when they see an experienced attorney by your side. Having legal representation from the start shows that you’re serious about your case and helps you win a better deal. 

Sadly, individuals who don’t seek legal help often end up with a deal that hardly covers their damages. So, let a lawyer handle your case and compensation matters.

Conclusion

Only an attorney proves helpful when it comes to understanding liability in a crash. These individuals make sure that their clients understand their rights completely.

Most victims feel confused or intimidated by court sessions and lengthy cases. That’s where motorcycle accident lawyers prove to be of great help. These individuals protect your rights and fight for you until the very end.

Unlike others, an attorney is familiar with insurance firms’ methods, doesn’t feel intimidated, and supports their client’s claim. Find a lawyer immediately after your accident. The sooner you hire legal help, the higher the chances of your win.  

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