If you want to move your business, there are things you will need to look into. What is surprising is that most businesses ignore moving insurance even though it can save them from a lot of problems. So besides hiring the best movers, make sure you do not miss out on moving insurance.
If you want to move your business, there are things you will need to look into. What is surprising is that most businesses ignore moving insurance even though it can save them from a lot of problems. So besides hiring the best movers, make sure you do not miss out on moving insurance.
If you still can’t decide if it is worth it, here are five reasons that will make you think otherwise.
Meeting Legal Requirements
Like other types of insurance, moving insurance is also a necessity rather than a luxury while moving your business. By getting a plan, you are meeting the legal requirements to get full protection by the law. Basically, any damage claims made will be processed taking legal requirements into account.
Depending on the moving insurance you opted for, the insurance company and the professionals you have hired will follow all legal requirements highlighted in the policy. This way, there is no way they can refuse or escape if a liability occurs due to loss or damage.
Liability Coverage
It’s not surprising that office moving is a strenuous task. So it only makes sense to get moving insurance to protect everything that is being moved.
When you have moving insurance, you have zero liability if and when your items are damaged or broken. You get liability coverage against your insurance company and mover.
Simply put, no matter what happens during a move, you are not liable for any damages or loss.
Get Full Coverage for Your Items
Ideally, getting moving insurance gives you protection for all your items. Even though your moving company is reliable, there is no way to guarantee that your items will remain safe, unless your moving insurance covers the full replacement value of all your items.
Most movers do not provide full replacement value moving insurance. They provide a free released value moving insurance instead. This insurance will not cover the entire value of your items. How it works is that that if an item is damaged during a move, you will only get a certain percentage regardless of its value. This should explain why moving companies largely refuse to transport pieces of jewelry and antiques unless a full replacement moving insurance has been purchased.
If you have costly items, then it would be a good idea to get a full replacement moving insurance. Even if you don’t, it is still a good idea to get the complete package, so that you can replace a broken or lost item without having to pay extra from your own pocket.
Savings
Agreed, you are paying your moving company to get everything from your old office to the new one; but the good news is that you won’t have to allocate a huge sum of money for losses incurred due to lost or damaged items.
With moving insurance, you will not have to deal with the financial consequences that may arise during the move. This way, you can save a lot of money, which can be spent elsewhere.
One Less Thing to Worry About
One of the biggest benefits of getting moving insurance is the fact that you will have one less thing to worry about. As already mentioned, relocating a business is not entirely simple. There are a lot of different things that will require your attention. By not having to worry about moving or the problems that could occur, you can pay closer attention to things like dealing with clients, changing marketing materials and so on.
There are many moving companies out there, but not all of them are great. For hassle-free moving, it is imperative you deal with an insured moving company that has been around for quite some time. Do your homework and look for options. If you have found a couple of reliable moving companies, but aren’t entirely sure which one is the best, then you should check out their reviews. This way, you will get valuable insight regarding the company so that you can evaluate whether it will meet your expectations, let alone exceed them.
As for the move itself, here are some tips for you. These hacks can make office relocation simpler than ever before:
- Do not wait until the last minute to pack. Start packing items as soon as you are certain about moving your business. The sooner, the better.
- To save money on packing costs, get used packing supplies and boxes.
- Talk to the moving company at least two months before you plan to move. Get price quotes and ask for insurance plans. If you want the moving company to pack for you, be more explicit about what you want and don’t want, otherwise they will end up packing everything.
- Mark boxes so that they can be located easily later on.
- Remove computer cables one at a time and then place them in zip-locked bags. Write clearly which computers they belong to so that they can be set up with ease later on. Additionally, you won’t have to worry about them getting damaged.
- Wrap computers and computer monitors in bubble wrap. Use tape to keep the bubble wrap in place. If you are worried about your data, save everything you have on an external HDD(s).
- Do not forget to tell people that your office is moving. Change your address on your website, business cards, and
- To avoid mistakes, make a checklist of everything that needs to be taken care of. Double check to see if you have missed out on anything. Once your checklist is complete, keep referring back to it to make sure the relocation process is on track.
Now that you know why you should get moving insurance while moving your business, along with a few essential tips to make the whole process simpler, use this to your benefit without fail. If need be, ask others for help and recommendations, since two heads are better than one, right?
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