Insurance companies prioritize their profits over your recovery.
Insurance companies in Atlanta work aggressively to reduce payouts on injury claims. Their goal is to protect their bottom line, even if it means paying victims less than they deserve. If you suffered injuries in a car accident, slip and fall, or other incidents, understanding these tactics can help you secure fair compensation.
Insurance Companies Blame the Victim
One of the most common strategies insurers use is shifting blame onto the injured party. They claim you were partially or fully responsible for the accident to reduce or deny your settlement.
Georgia follows a modified comparative negligence rule. If an insurer proves you were 50% or more at fault, you cannot recover damages. Even if they assign you just 20% of the blame, they reduce your settlement by that percentage.
An experienced Atlanta personal injury attorney will gather evidence to counter these arguments. They use witness statements, surveillance footage, and accident reconstruction to establish the at-fault party’s liability.
Quick Settlement Offers to Avoid Full Compensation
Insurance adjusters often offer fast settlements, hoping victims accept before realizing the true value of their claims. These offers come before you complete medical treatment or understand the full extent of your injuries.
Accepting an early offer prevents you from seeking additional compensation if future medical bills arise. A skilled Atlanta personal injury lawyer from dlblawfirm.com will calculate your long-term damages, including ongoing medical care and lost wages, to ensure you receive fair compensation.
Downplaying Injuries to Reduce Payouts
Insurers frequently argue that injuries are minor or unrelated to the accident. They use medical records, social media activity, and surveillance to dispute your claims. If they find any inconsistencies, they use them against you.
A personal injury attorney will ensure you receive proper medical documentation that accurately reflects the severity of your injuries. They work with medical experts to establish how the accident directly caused your condition and the necessary treatments.
Delaying Claims to Pressure Victims
Insurance companies drag out injury claims, hoping victims become frustrated and settle for less. They request unnecessary documents, fail to return calls, and continuously “review” claims without action.
A lawyer speeds up the process by handling all communication and pushing for timely resolutions. If insurers continue delaying, an attorney will file a lawsuit to force negotiations or take the case to court.
Surveillance and Social Media Monitoring
Insurance adjusters conduct surveillance and monitor social media to find evidence that contradicts your claims. They use photos, videos, and comments to argue that you are not as injured as you claim.
To protect yourself:
- Avoid posting about your injury or activities online.
- Set your social media accounts to private.
- Refrain from engaging in strenuous activities that insurers can use against you.
Your attorney will advise you on how to prevent insurers from using surveillance against you and ensure your claim remains strong.
Disputing Medical Treatments and Costs
Insurers scrutinize medical expenses, arguing that treatments are unnecessary or overpriced. They may claim pre-existing conditions caused your injuries or that you sought excessive care.
An experienced lawyer works with doctors to prove the necessity of your treatments. They gather medical records, expert opinions, and billing statements to justify your claim’s value and fight any unjustified denials.
Lowballing Non-Economic Damages
Insurance companies undervalue pain and suffering, emotional distress, and reduced quality of life. They use formulas that do not reflect the true impact of your injuries.
A personal injury attorney uses evidence such as medical records, psychological evaluations, and personal testimonies to demonstrate the severity of your suffering. They fight for maximum compensation based on how the injury affects your daily life.
Fight Back with Legal Representation
Insurance companies prioritize their profits over your recovery. Their goal is to pay as little as possible, but you do not have to accept an unfair settlement. By working with an experienced Atlanta personal injury lawyer, you level the playing field. A skilled attorney protects your rights, gathers evidence, and negotiates aggressively to secure the compensation you deserve. If you suffered an injury in Buckhead, Midtown, or any other part of Atlanta, schedule a consultation today to discuss your case and take action.
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