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How Long Do I Have to File a Lawsuit After a Car Accident?


— July 14, 2023

Remember that the time limits for personal injury and property damage claims vary by state, and certain exceptions may apply.


Getting involved in a car accident can be a traumatic experience, and dealing with the aftermath can be overwhelming. One important consideration after a car accident is understanding the time limit for filing a lawsuit if you decide to seek legal recourse. 

In this article, we will explore the various factors that determine the statute of limitations for filing a lawsuit after a car accident and provide essential information to help you navigate the legal process effectively.

Statute of Limitations Explained

When it comes to filing a lawsuit after a car accident, the statute of limitations refers to the legally prescribed time limit within which a claim must be filed. This time limit varies from state to state and depends on the type of lawsuit being pursued. It is crucial to understand the statute of limitations in your jurisdiction as failure to file within the prescribed period can result in your claim being barred forever.

Time Limits for Personal Injury Claims

In most cases, car accidents result in personal injury claims. The statute of limitations for personal injury claims can range from one to six years, depending on the state. Some states, such as California and New York, have a general personal injury statute of limitations of two or three years, while others may have different time limits.

It is important to note that the clock typically starts ticking on the date of the accident or the date when the injury was discovered or should have reasonably been discovered. However, certain factors, such as the involvement of a government entity or a minor, can affect the time limits. Consulting with an attorney who specializes in personal injury law in your state is advisable to determine the specific time limit that applies to your case.

Time Limits for Property Damage Claims

Apart from personal injury claims, car accidents may also result in property damage, such as damage to your vehicle. The statute of limitations for property damage claims is usually separate from the time limit for personal injury claims.

The time limits for property damage claims can also vary by state, typically ranging from one to six years. Similar to personal injury claims, it is crucial to initiate the claim within the specified time frame to preserve your right to seek compensation. Consulting with an attorney or contacting your insurance company promptly after the accident is recommended to ensure you meet the necessary deadlines.

Exceptions to the Statute of Limitations

While the statute of limitations is generally strictly enforced, there are certain exceptions that may extend or toll the time limit. It is essential to be aware of these exceptions as they can have a significant impact on your ability to file a lawsuit.

One common exception is the “discovery rule,” which applies when the injury or damages resulting from the car accident were not immediately apparent. In such cases, the statute of limitations may start from the date when the injury was discovered or should have reasonably been discovered.

Whiplash injury; image by Bruce Blaus, CC BY-SA 4.0, via Wikimedia Commons.
Whiplash injury; image by Bruce Blaus, CC BY-SA 4.0, via Wikimedia Commons.

Another exception applies when the injured party is a minor. In many states, the statute of limitations for minors does not begin until they reach the age of majority. This provision allows injured children to file a lawsuit after they turn 18, even if the accident occurred years earlier.

Importance of Timely Action

Understanding and adhering to the statute of limitations is crucial for those seeking legal recourse after a car accident. Failing to file a lawsuit within the prescribed time frame can result in the court dismissing your case, leaving you without the opportunity to seek compensation for your injuries or property damage.

By taking timely action, you give yourself the best chance of gathering evidence, assessing your injuries, and building a strong case. It is important to consult with a personal injury attorney as soon as possible after an accident to ensure you meet all the necessary deadlines and protect your rights.

Remember that the time limits for personal injury and property damage claims vary by state, and certain exceptions may apply. To ensure you protect your rights and maximize your chances of receiving fair compensation, seek legal advice promptly after the accident. Contact Morris Bart to seek compensation for your injuries as soon as possible. Understanding the time constraints involved and acting within the prescribed period will help you navigate the legal process effectively and achieve the best possible outcome.

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